Privacy Disclosure Acknowledgement
and Consent
Licensee Details - Contact Details
Boy Wonder Pty LTD T/Swifty Loans
ABN: 77 681 902 241
ACN: 681 902 241
131 Leichhardt Street, Spring Hill, Qld, 4000
Phone: 07 3544 6935
Authorised Credit Representative #565832 of Australian Credit Licence #414426 (AFAS Group
Pty Ltd, ABN 12 134 138 686)
Overview - Privacy
Boy Wonder Pty LTD T/Swifty Loans, ACN: 681 902 241, ('we', 'us', 'our') collects information
about you for the purpose you agree to in this Privacy Disclosure Statement and Consent. When
you sign below, you agree we can, consistently with Australia's privacy and credit reporting laws,
collect, use and exchange credit and personal information about you for those purposes.
We are collecting credit and personal information (information) about you, as applicable:
To source for you, or a company of which you are a director:
• Consumer credit for personal, household, domestic or residential investment purposes;
• Commercial credit for business purposes; or
• Other services stated in this Privacy Disclosure Statement and Consent (Consent); or
• To support a guarantor application, you will provide.
As your broker, we require the information we collect from your to assess your credit, or
guarantor, application or the credit application of a company of which you are a director, source
a suitable credit provider and any required insurances and to manage the application process,
where required. If you do not provide the information sought we may be unable to process your
application, or the company's application, or we may be limited in the other services we can
offer you or the company.
Your information – Collection and Credit Reporting Body ('CRB') Disclosures
When we collect information from you in the credit application process, we use that information
in a number of ways to assess your credit application and to source a suitable credit provider or
lessor/or insurance provider.
• We may: Disclose your identification information to a CRB if you wish us to obtain a
report on your behalf.
• Use any information the CRB provides in that report to assist us to preliminary assess
your consumer credit or guarantor application.
• Disclose your personal information to an insurer or insurers to source any insurances
you wish to obtain.
• Disclose your credit information top a credit provider or credit providers to apply for
finance on your behalf.
The information we obtain from you is used, subject to compliance with Australia's privacy and
credit reporting laws, only for the purposes listed in this Consent and is not disclosed to any
other person except with your permission or as permitted, or required, by law.
Credit Providers
As part of providing our services to you, we may undertake tasks for a credit provider which is
reasonably necessary to manage the application process. When doing so, we are acting as
agent for the credit provider, with the same privacy law requirements applying to both of us.
We may submit your application to one or more credit providers. Those credit providers and
their website addresses are set out in the Schedule at the end of this document.
A credit provider, to whom we submit an application, may disclose information about you to,
and collect information about you from, from one or more CRBs.
The website of each credit provider contains details of each CRB with which it deals and other
detail about information held about you and describes your key rights. This detail may be
described on the credit providers' websites as 'notifiable matters', 'privacy policy', 'credit
reporting policy' or privacy disclosure statement and consent', and includes –
• That the CRB may include information the credit provider discloses about you to other
credit providers to assess your credit worthiness.
• That, if you become overdue in making consumer credit payments you commit a serious
credit infringement, the credit provider may disclose that information to a CRB
• How you can obtain the credit providers and/or CRB's policies about managing your
credit information
• Your right to access and/or correct information held about you and to complain about
conduct that may breach the privacy and credit reporting laws
• Your right to request a CRB not to undertake pre-screening for purposes of direct
marketing by a credit provider
• Your right to request a CRB not to release information about you if you believe you are a
victim of fraud
This detail will also be included by the credit provider who approves your application in the
privacy disclosure statement and consent document it will provide to you.
Each credit provider website includes information on how to contact the credit provider and
how to obtain a copy of its privacy documents in a form that suits you (e.g. hardcopy or email).
Your Rights
You have the right to ask:
• Us to provide you with all the information we hold about you.
• Us to correct the information we hold if it is incorrect.
• Us for copies of our privacy policy and this document, in a form that suits you (e.g.
hardcopy or email).
• The CRB not to use our information for direct marketing assessment purposes, including
pre-screening.
• The CRB to provide you with a copy of the information it hold about you.
You can gain access to the information we hold about you by contacting our Privacy Officer at
131 Leichhardt Street, Spring Hill, Qld, 4000. Or by telephone on 07 3544 6935 or email at
admin@swiftyloans.com.au. In some cases, an administration fee may be charges to cover the
cost of providing the information.
Our privacy policy is available on our website at www.swiftyloans.com.au or we will provide you
with a copy if you ask us.
Electronic Communications Consent (ECC)
I understand and acknowledge that if I give this consent to electronic communications:
• paper based documents may no longer be given;
• electronic communications must be regularly checked for documents; and
• consent to the giving of documents by electronic communication may be withdrawn at
any time.
I authorise Boy Wonder Pty LTD T/Swifty Loans to provide any or all information to me through
electronic communication in accordance with the Electronic Transactions Act 1999 and the
National Consumer Credit Protection Act 2009, including but not limited to:
• notices and disclosure documents about my credit application such as a Credit Guide
or a copy of my assessment;
• financial services disclosures such as a Financial Services Guide;
• credit contract documents or variations to a credit contract;
• any other notices or documents required by any law; and
• notices or documents from Boost Money.
I authorise Boy Wonder Pty LTD T/Swifty Loans to act on instructions I send to them
electronically, including but not limited to:
• email to the email address provided by Boy Wonder Pty LTD T/Swifty Loans on its
websites; or
• any other method of electronic communication permitted by law.
Providing personal information about other persons
I undertake that if I give Boy Wonder Pty LTD T/Swifty Loans personal information about another
person e.g. my referee, I will show them a copy of this document so they may understand the
manner in which their personal information may be used or disclosed by Boy Wonder Pty LTD
T/Swifty Loans in connection with my dealings with Boy Wonder Pty LTD T/Swifty Loans.
Disclosure and Consent
By Signing below, you agree we may:
Use your personal and credit information:
• To assess your consumer or commercial credit and/or guarantee application and/or to
assess a credit application by a company of which your are a director.
• To source any finance you require.
• To source any insurance you require.
As the law authorises or requires:
• Disclose to, and obtain from, any prospective credit provider or insurer, information
about you that is reasonably necessary to obtain the finance and insurances required;
• Obtain from, and disclose to, any third party information about you, the applicant(s) or
guarantors(s) that is reasonably necessary to assist you obtain the finance and
insurances required;
• Provide your information, including your credit report(s), to one or more of the credit
providers specified in the Schedule of Credit Providers below so they can assess your
application, or the application of a company of which you are a director, or your
suitability as a guarantor;
• Provide credit information about you to a guarantor, or prospective guarantor;
• Provide you, or the company of which your are a director with offers or information of
other goods or services we, or any of our associated entities, may be able to provide to
you or the company, unless you tell us not to;
• Disclose your personal and credit information to the extent permitted by law to other
organisations that provide us with services, such as contractors, agents, printers, mail
houses, lawyers, document custodians, securitises and computer systems consultants
or providers, so they can perform those services for us; and
• Disclose your personal information to any other organisation that may wish to acquire,
or has acquired, an interest in our business or any rights under your contract with us, or
the contract with us of a company of which you are a director.
You also agree and consent to, as appropriate:
• A CRB disclosing consumer credit information to one or more Credit Providers below for
the purpose of assessing your application for consumer or commercial credit or your
guarantor application, and/or assessing a credit application by a company of which you
are a director.
• When you are a prospective guarantor, a credit provider using that information to assess
your suitability as a guarantor.
• A credit provider disclosing your credit information (including information obtained by it
from a CRB) to a guarantor, or a prospective guarantor.
• A credit provider disclosing to another credit provider, for a particular purpose,
information it holds about you.
Where the applicant, or guarantor, is a company of which you are a director, you consent to the
use of your information, in addition to the company's information, in each of the ways listed
above.
If you have a complaint
Internal Dispute Resolution
Within our business we follow specific procedures to try to resolve any complaints that you may
have. If you have a complaint, please contact our office via email at
admin@swiftyloans.com.au. They will try to resolve all concerns quickly and fairly.
External Dispute Resolution
In the unlikely event we cannot resolve your complaint in a satisfactory manner, or you have not
received a response from us after 45 days, you can escalate your complaint to the below
Ombudsman, a free and independent dispute resolution service provider.
Australian Financial Complaints Authority (AFCA)
A copy of AFCA's dispute resolution policy is available at www.afca.org.au Free call number:
1800 931 678
Mail: PO Box 964, North Sydney NSW 2059, Australia
Boy Wonder Pty LTD T/Swifty Loans membership number is 111666. You can check the
information we hold about you at any time by contacting our Privacy Officer.
The Privacy Officer
Boy Wonder Pty LTD T/Swifty Loans
131 Leichhardt Street, Spring Hill, Qld, 4000
Phone:07 3544 6935
Email: admin@swiftyloans.com.au
Authorisation
By signing below, you also authorise us to make a request on your behalf to obtain credit
reporting information about your consumer and commercial credit worthiness from a CRB. That
information will assist us in providing our services to you. This authorisation ceases when we
undertake a task on behalf of a credit provider.
Schedule Of Credit Providers
Credit Provider Website
Latitude Group latitudefinancial.com.au
WISR Finance Pty Ltd wisr.com.au
Credit Provider Website
Volkswagen Financial Services Pty Ltd vwfs.com.au
Automotive Financial Services Pty Ltd afs.com.au
Commercial Equity Group Ltd commercialequity.com.au
R.A.C.V. Finance Limited racv.com.au
Secure Funding Pty Ltd (Liberty) liberty.com.au
Pepper Asset Finance Pty Ltd peppergroup.com.au
Fin One Pty Ltd finone.com.au
Zwab Ventures Pty Ltd (Biz Cap) bizcap.com.au
Money3 Loans Pty Ltd money3.com.au
Plenti RE Limited plenti.com.au
Azora Finance (Services) Pty Ltd azora.com.au
Morris Finance Ltd morrisfinance.com.au
Firstmac Limited firstmac.com.au
Ume Loans Pty Ltd umeloans.com.au
Forward Finance Pty Ltd forwardfinance.com.au
Medfin Australia Pty Ltd medfin.com.au
National Australia Bank Limited nab.com.au
Affordable Car Loans Pty Ltd affordablecarloans.com.au
Now Finance Group Pty Ltd nowfinance.com.au
Group & General Finance Pty Ltd groupandgeneral.com
Angle Finance anglefinance.com.au
Resimac Asset Finance Pty Ltd resimacassetfinance.com.au
Moneytech Group Ltd moneytech.com.au
MoneyMe Financial Group Pty Ltd (autopay) autopay.com.au
Branded Financial Services Pty Ltd brandedfinancial.com.au
Australian Motorcycle and Marine Finance Pty Ltd ammf.com.au
Westpac westpac.com.au
Capital Finance Australia Limited capitalfinance.com.au
Credit Provider Website
United Loan Solutions t/as Gedda Money gedda.com.au
Australia and New Zealand Banking Group Limited anz.com.au
Moula Money Pty Ltd moula.com.au
SocietyOne Australia Pty Ltd www.societyone.com.au
Business Fuel (Cash Advance) Pty Ltd businessfuel.com.au
Metro Finance Pty Ltd / Metro CF Pty Ltd metrofin.com.au
Lumi Finance Pty Ltd lumi.com.au
Thornmoney Pty Ltd thorn.money
Scottish Pacific Business Finance Pty Ltd scotpac.com.au
Flexicommercial Pty Ltd flexicommercial.com
Multipli Pty Ltd multipli.com.au
EarlyPay Ltd earlypay.com.au
Judo Bank Pty Ltd judo.bank
CBA Asset Finance commbank.com.au
Credit Corp Financial Services Pty Limited carstart.com.au
Specialist Equipment Leasing Finance Company Pty Ltd selfco.com.au
Westpac Banking Corporation westpac.com.a
Grow Finance Limited grow.com.au
Bank of Queensland Limited boqfinance.com.au
Australian Premier Finance Company Pty Ltd
